Chris Harris - Mortgage Lending Specialist

Chris Harris has been involved with mortgage lending for over 25 years; she was previously in middle management with top companies like Wells Fargo, Countrywide and BBVA.  She has played an integral part in not only structuring residential home loans, but in many cases creating standard operating procedures to be implemented by the residential sales and operations functions.  Her military background ensures attention to detail in her work efforts and she has the ability to make a quick account of missing documents or make a thorough detailed assessment when required.

Chris’ extensive residential loan background includes: consulting and forensic services related to retail and wholesale residential mortgage industry practices; prime, non-prime, alt-A loan origination; FNMA, Freddie Mac, Reverse, Renovation, Government, Sub-prime, Prime and Alt-A; Sub-prime lending; stated income, alternate forms of income, and non-traditional credit.

Chris has also consulted on operations procedures and products, to include compliance, document requirements and file audits; mortgage industry standard business practices concerning loan application, submission, underwriting, and funding; document review of title and appraisal requirements for lending.

Her forensic work includes analysis of previous and current lending practices and detailed investigation and document retrieval of particulars related to closed loan files.

Savvy in her written and oral communication skills, Chris is familiar with Data Base Marketing, Sales Logix and ACT Contact Management system.